Contractor Insurance
Whether you are a small, independent contractor or you run a large operation, having the right protection is essential for your business. Here at Briggs Agency, contractors large and small trust our insurance professionals to get them the right insurance at the right price. We shop multiple top-rated carries to customize your coverage, so you find the best option for your trade! We can insure your business whether you are a small artisan or an experienced large multi-state contractor. Whatever your trade is, ensure you have the proper insurance and bonds in place at all times to protect you.
Industries We Specialize In
We provide insurance for a wide range of contractors, including:
- General Contractors
- Electrical Contractors
- Carpentry Contractors
- Plumbing, Heating & Air Conditioning (HVAC)
- Excavation Contractors
- Roofing Contractors
- Concrete Contractors
- Landscape Contractors
- Pest Control (Extermination)
- Fire Suppression Contractors
- Security System Installer
- & MUCH MORE!
No matter the size of your operation, Briggs Agency can help customize your coverage to find the best savings all while keeping you protected.
We understand that running a business is hard! One small mistake on a job site can lead to costly consequences. Make sure that you are being properly covered.
Risks We Cover
We can provide all types of insurance that you require in the construction business. Most commonly you will be looking for:
- General Liability – Helps protect your business if you’re held responsible for bodily injury, property damage, or legal claims.
- Workers Compensation – Provides coverage for employee injuries, medical expenses, lost wages, and rehabilitation after workplace accidents.
- Tools & Equipment coverage – Protects valuable tools, machinery, and mobile equipment from theft, damage, or loss
- Commercial Auto – Covers vehicles used for business operations, including trucks, vans, trailers, and specialized contractor vehicles.
- Commercial Property – Helps protect buildings, offices, warehouses, inventory, and other owned business property.
- Builders Risk coverage – Provides protection for buildings or structures under construction against risks like fire, vandalism, and theft.
- Commercial Umbrella – Offers added liability protection above the limits of your existing policies.
- Errors & Omissions – Protects against claims involving professional mistakes, negligence, or incomplete work.
- Pollution Liability – Protects contractors exposed to environmental risks such as fuel spills, contamination, or hazardous material.
- Cyber Liability – Helps cover data breaches, cyberattacks, ransomware, and digital liability risks.
- Specialized Policy Endorsements – We can tailor polices to meet contract or COI requirements, state-specific obligations, and additional insured requests.
- Surety Bonds – Many contractors need bonds to meet licensing, project, or contract requirements.
Many new business owners are not sure what insurance they need to get started. Our team can walk you through all of the basics to help you build a strong foundation. Give us a call and talk to a licensed/knowledgeable insurance agent to find out what is the best insurance for your commercial needs!
As your business grows, so should your insurance! Whether you are hiring employees, purchasing equipment, taking on larger projects, or expanding, we will help you adjust your coverage along the way.
